Affordable Life Insurance Premiums for People with Diabetes is a Big Deal
As you may know, my name is Rob and I have Diabetes. Type-1 to be specific. My A1C is 6.4, very well managed. But to many insurance companies, it doesn’t matter. They see “Person With Diabetes” and write me off literally and figuratively.
Nevermind that I was a professional athlete. Nevermind that I haven’t posted an A1C higher than 6.5 in the last 36 months. Nevermind that this was how I celebrated my 30th Birthday:
I’m a healthy, thriving adult, doing everything in my power to gain any advantage I can from a healthier lifestyle. And I have Diabetes.
So when I learned that Health IQ was working on the first life insurance product that would reward Diabetics for living a healthy lifestyle, my ears perked up. It’s not often that my people, people with Diabetes, are the focus of innovation. It felt good. It represented a big step forward for people with Diabetes, as well as the insurance industry.
It makes sense to me, because I know what it’s like to be unfairly judged by an insurance company for having the word Diabetes on my profile. But don’t take my word for it, let me throw a little science your way. Health IQ pioneered the research that proved people with Diabetes living a healthy lifestyle have a 40% lower chance of death than those who don’t. So we’re not all the same, in fact Diabetes is a ridiculously complex disease, and is shameful for how many types and variances fall under a single name.
Everyone with Diabetes is different, and no two cases are exactly alike. That’s why I’m glad Health IQ is putting the power back in the patients’ hands when it comes to life insurance and Diabetes. It’s good to know that there are some things with Diabetes that are within our control.
So if you manage your A1C through eating well and exercising regularly, then you deserve lower life insurance rates from Health IQ. Check out HealthIQ.com/DDT to get your free quote today.
This is a sponsored post by HealthIQ but the opinions of the author are 100% true and unsolicited.